Terms of Use

1. Introduction and Acceptance

Welcome to Messiah Exchange, operated by NYZ TECH COMPANY LIMITED ("NYZ TECH," "we," "our," or "us"). By accessing or using our platform, mobile application, or any related services (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Services.

Messiah Exchange provides a cryptocurrency management platform that enables users to deposit, swap, trade, and convert cryptocurrencies into Nigerian Naira (NGN) with direct bank account transfers.

2. Eligibility

To use Messiah Exchange, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using our Services under applicable laws
• Provide accurate and complete registration information
• Maintain a valid Nigerian bank account for naira deposits

3. Account Registration and Security

While Messiah Exchange offers streamlined onboarding without exhaustive KYC procedures, you are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or security breaches
• Providing accurate bank account information for naira deposits
• Complying with any additional verification requirements we may implement

4. Supported Cryptocurrencies and Services

Messiah Exchange currently supports the following cryptocurrencies:

• Bitcoin (BTC)
• Tether (USDT)
• TRON (TRX)

Our Services include:

• Cryptocurrency deposits via unique wallet addresses
• Cryptocurrency swaps and trading
• Instant conversion of crypto to Nigerian Naira
• Direct bank transfers to your registered Nigerian bank account

We reserve the right to add, modify, or remove supported cryptocurrencies at any time without prior notice.

5. Transaction Process

When you use Messiah Exchange:

• You will receive a unique deposit address for each supported cryptocurrency
• Cryptocurrency deposits are automatically converted to naira at prevailing market rates
• Converted funds are transferred directly to your registered bank account
• Transaction processing times depend on blockchain confirmations and banking operations
• All transactions are subject to network fees and service charges

6. Fees and Charges

Messiah Exchange charges minimal transaction fees for:

• Cryptocurrency swaps
• Cryptocurrency transfers
• Conversions to naira

Fees vary based on transaction type, cryptocurrency network conditions, and may change without prior notice. All applicable fees will be displayed before you confirm a transaction.

7. Exchange Rates

Exchange rates are determined by current market conditions and may fluctuate. Rates are locked at the time of transaction confirmation. We do not guarantee specific exchange rates and are not liable for market volatility or rate changes between the time you initiate and complete a transaction.

8. Prohibited Activities

You agree not to:

• Use our Services for any illegal activities, including money laundering or terrorist financing
• Engage in market manipulation or fraudulent trading practices
• Attempt to gain unauthorized access to our systems or other users' accounts
• Transmit malware, viruses, or any harmful code
• Use our Services to process transactions for third parties without authorization
• Violate any applicable local, state, national, or international laws
• Impersonate any person or entity

9. Risk Disclosure

Cryptocurrency trading and conversion involves significant risks, including:

• High volatility and potential loss of value
• Irreversible transactions
• Regulatory uncertainty
• Technical risks related to blockchain networks
• Market liquidity risks

You acknowledge that you understand these risks and accept full responsibility for your investment decisions. Messiah Exchange does not provide investment advice.

10. Limitation of Liability

To the maximum extent permitted by law, NYZ TECH COMPANY LIMITED shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or cryptocurrency
• Delays or failures in transaction processing due to blockchain network issues
• Banking system delays or failures
• Market volatility or price fluctuations
• Unauthorized access to your account due to your negligence

11. Suspension and Termination

We reserve the right to suspend or terminate your account if:

• You violate these Terms
• We suspect fraudulent or illegal activity
• Required by law or regulatory authorities
• Your account poses a security risk

Upon termination, you must cease all use of our Services. We will attempt to return any remaining cryptocurrency or funds, subject to applicable fees and legal requirements.

12. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, and software, are owned by NYZ TECH COMPANY LIMITED and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

13. Dispute Resolution

These Terms shall be governed by the laws of the Federal Republic of Nigeria. Any disputes arising from or relating to these Terms or our Services shall be resolved through:

• Good faith negotiations between the parties
• Mediation if negotiations fail
• Arbitration under Nigerian law

14. Changes to Terms

We may modify these Terms at any time. We will notify users of material changes via email or through our platform. Your continued use of our Services after such modifications constitutes acceptance of the updated Terms.

15. Contact Information

For questions about these Terms, please contact us at:

NYZ TECH COMPANY LIMITED

Email: [email protected]

WhatsApp: +234 813 408 9491

Rivers, Nigeria